AFNI Collection Agency

Or shortly AFNI Anderson Financial Network, a debt collection company. They collect for a few companies, but one of its biggest clients is Verizon. Among other things, AFNI has been known to try to debts that are too old to collect, to gather legally. Once a collection runs through their statute of limitations, the debt can not be lawfully collected.

AFNI classified as a junk bond buyers. A junk debt buyer is someone who buys old pieces, sometimes earlier barred, debts for deep discounts. If they even try to practice these debts less than sensible means to them and to collect. She sent threatening letters, call the new collections on your credit reports and harass. They are even known to tell your family or your workplace call to try and collect the debt. If AFNI harassed, please familiarize yourself with the Fair Debt Collection Practices Act.

Sometimes the best weapon you have for your defense that the debt validation letter. You must insist that the collection agency, verifies or proves you owe the debt. If they do not provide you any kind of proof, such as a contact, then you must stop harassing. As a rule, they will try to send a “statement” or a detailed expression instead of the actual proof!

Consumers are encouraged to demand validation of all Bils from a bottom feeder, because most of them have nothing to protect their claims. Because of the demand liabilities are validation, use your rights under the FDCPA for collection agency to prove that they are your own fault. It is not enough for them to give you a detailed explanation, or an expression of the debt. Section 809 of the Fair Debt Collection Practices Act specifically speaks about debt validation and consumers.