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Consumers who borrow payday loans need to take the repayment terms seriously.

A small percentage of consumers may believe that since a loan such as those obtained through is not a secured loan, there are no real penalties for failing to repay promptly. This is not true.

A secured loan is one that requires the consumer to provide some sort of collateral in order to obtain the loan. Oklahoma payday loans are not secured loans, which means borrowers do not have to put up collateral to register for the loan. However, failure to repay promptly will result in additional interest and fees. The longer it takes to repay the Oklahoma payday loans, the higher the interest and fees. There are other legal ramifications as well.

We strongly encourage Oklahoma-paydayloan customers to be disciplined about their loan and their finances and comply with the repayment terms.